Navigating Economic Disruption and Opportunity: Seeking Truth with M.C. Laubscher

Speaker: 00:00:00

I don't see anything as a get rich quick.

Speaker: 00:00:02

The only way to build true, sustainable, multi-generational wealth is through

Speaker: 00:00:06

discipline and following proven systems.

Speaker: 00:00:21

How can unconventional financial strategies revolutionize your wealth?

Speaker: 00:00:26

Welcome to Seat Go Create, where today we're joined by mc, lobster

Speaker: 00:00:30

renowned expert in alternative wealth strategies and asset investing.

Speaker: 00:00:35

Mc is the visionary behind producers wealth, helping business

Speaker: 00:00:38

owners nationwide to craft.

Speaker: 00:00:40

Sophisticated financial plans.

Speaker: 00:00:42

He's also the host of the Cashflow Ninja Podcast, recognized

Speaker: 00:00:46

by Entrepreneur Magazine and listened to in over 180 countries.

Speaker: 00:00:50

Tune in today is mc Unveils powerful insights on creating financial freedom and

Speaker: 00:00:55

securing a lasting legacy for your family.

Speaker: 00:00:59

Mc, we almost got off track talking about RVing, but welcome to Seat Go Create.

Speaker: 00:01:04

Thank you so much for having me, Tim.

Speaker: 00:01:06

Look, I've been looking forward to this and yes, I love the RV conversation

Speaker: 00:01:09

we already had, so looking forward to jumping into many topics with you.

Speaker: 00:01:14

I wanna talk financial stuff.

Speaker: 00:01:15

I wanna talk the alternative investing.

Speaker: 00:01:18

Got a copy of your book here.

Speaker: 00:01:19

We'll talk about this as we go along.

Speaker: 00:01:22

But, let's just jump into the deep end of the pool here.

Speaker: 00:01:25

And first question, I'm gonna let you choose, would you rather answer,

Speaker: 00:01:30

what do you do, you know, kind of typical networking question.

Speaker: 00:01:33

You're out and about, you bump into people on a plane or something.

Speaker: 00:01:35

What do you do?

Speaker: 00:01:36

Or.

Speaker: 00:01:38

Who are you that might have a deeper component to it?

Speaker: 00:01:41

Pick, pick it and go ahead and answer.

Speaker: 00:01:44

I love it.

Speaker: 00:01:45

We're starting deep right away.

Speaker: 00:01:47

I would answer who I am.

Speaker: 00:01:49

So, I'm a husband to Megan.

Speaker: 00:01:51

I'm a father to my two lovely children, Christian and Josephine.

Speaker: 00:01:56

I'm just an individual that is always looking for more freedom,

Speaker: 00:02:01

and striving for freedom in all areas of my life and sovereignty.

Speaker: 00:02:06

it's kind of powerful to have a combination of both of those.

Speaker: 00:02:10

I grew up in South Africa, and I've been in the US since 2001, I

Speaker: 00:02:15

grew up during a very interesting time in the country's history.

Speaker: 00:02:18

So as a young man, where we went from one.

Speaker: 00:02:21

Type of former government.

Speaker: 00:02:22

You had the Aport regime all the way through to, you know, the first

Speaker: 00:02:25

democratically elected, government.

Speaker: 00:02:27

So I still remember as a young man when Nelson Mandela was released from prison.

Speaker: 00:02:31

So I lived through all of that.

Speaker: 00:02:32

I saw all of that, and I saw the different changes, which was a gift as a young man

Speaker: 00:02:39

really to, to see for what it is, right.

Speaker: 00:02:43

That, you know, there's a lot of different ways to look at something

Speaker: 00:02:47

and, you know, seeking the truth become a passion of mine too.

Speaker: 00:02:51

You know, and I would, I would say that I'm a truth seeker because I, I'd love to.

Speaker: 00:02:56

Get all the different narratives that are out there, all the different

Speaker: 00:02:59

story, his story, you know, everybody's got a story and then figure out

Speaker: 00:03:03

where the truth kind of lies.

Speaker: 00:03:05

And, you know, being able to do that has served me well in other

Speaker: 00:03:09

areas of my life when it comes to health, when it comes to finances,

Speaker: 00:03:13

relationships, you know, how those work.

Speaker: 00:03:17

and yeah, so I would say that, you know, I love to have fun.

Speaker: 00:03:21

I love adventure.

Speaker: 00:03:22

I'm always learning, always seeking the truth, and I'm just trying to be

Speaker: 00:03:26

the best husband to Megan and the best father, to Christian and Josephine.

Speaker: 00:03:31

Have you always been a truth seeker?

Speaker: 00:03:32

I mean, can you recall that going back to, how old were you in

Speaker: 00:03:36

2001 when you came to the States?

Speaker: 00:03:38

I was 20, I just turned 22.

Speaker: 00:03:42

so I would say it started in South Africa because, you know, it was

Speaker: 00:03:45

very, very interesting you had one way of, society looked one way and

Speaker: 00:03:50

you operated one way, and there was.

Speaker: 00:03:53

The truth in society at that point, then it completely flipped on its head.

Speaker: 00:03:59

So at that stage you're like, well, what is the truth?

Speaker: 00:04:01

Because these people are saying that these people are saying the other thing.

Speaker: 00:04:04

Then there's, you know, other viewpoints on it too.

Speaker: 00:04:07

so where does it lie?

Speaker: 00:04:09

you know, and I think at that stage I started to question everything,

Speaker: 00:04:13

regardless of where it came from.

Speaker: 00:04:15

And I'm like, I gotta figure this out for myself.

Speaker: 00:04:16

'cause I have a sneaking suspicion that we're not getting the full

Speaker: 00:04:21

story from anybody and it's kind of our job to put it all together.

Speaker: 00:04:25

And that was my passion really for history, economics,

Speaker: 00:04:29

and eventually finances.

Speaker: 00:04:31

Well, I gotta figure out how the world works to figure out how, the society

Speaker: 00:04:35

that I'm living in actually works.

Speaker: 00:04:36

And if you put it all together, the three lenses that have really served

Speaker: 00:04:40

me well, the first thing is history and there's different types of history.

Speaker: 00:04:43

Everybody's got a different version of it, you know, and these days

Speaker: 00:04:46

there are so many of them out there.

Speaker: 00:04:47

So you gotta look at all the different sides of the story I kind of figure

Speaker: 00:04:53

out where does the highest probability lie of what actually happened?

Speaker: 00:04:58

And then the second thing then becomes economics.

Speaker: 00:05:01

And it's a boring subject at school for people to learn.

Speaker: 00:05:04

And you know, God bless you if you did it at university too.

Speaker: 00:05:08

Like I did, very boring of how it's presented.

Speaker: 00:05:10

But if you actually think about it, it's one of the most important topics.

Speaker: 00:05:13

' cause it's how a society functions, what's happening inside of our

Speaker: 00:05:17

households, our neighborhoods, our communities, our societies.

Speaker: 00:05:22

and there's different ebbs and flows in an economy.

Speaker: 00:05:24

So if you put that kind of with the history, you get a clearer

Speaker: 00:05:27

picture of what actually happened.

Speaker: 00:05:29

And then you start to look at the financial system,

Speaker: 00:05:32

the global financial system.

Speaker: 00:05:34

You know, you have financial systems.

Speaker: 00:05:37

then you start to really get a good picture of what actually happened.

Speaker: 00:05:42

And I'll give an example.

Speaker: 00:05:43

So a lot of people in the US learned about the Louisiana purchase.

Speaker: 00:05:49

The French sold off Louisiana to Thomas Jefferson, and everybody's

Speaker: 00:05:53

very well familiar with that.

Speaker: 00:05:55

But if you take a step back and say, well, why did that happen?

Speaker: 00:05:58

They didn't, you know, did they just sell it off?

Speaker: 00:06:01

Why didn't they just keep it, you know, and people would still be speaking

Speaker: 00:06:04

French there, and you'd probably have the same amount of fun and, you

Speaker: 00:06:07

know, great cuisine as everything.

Speaker: 00:06:09

But why did that actually happen?

Speaker: 00:06:11

If you look at history, well, you had two.

Speaker: 00:06:14

Up and coming superpowers competing for the world, which

Speaker: 00:06:18

is all the trade routes, right?

Speaker: 00:06:19

So you had Great Britain, the British.

Speaker: 00:06:22

The British, and you had the French and the big power play there

Speaker: 00:06:27

was, and they were really bumping heads in on world trade all over.

Speaker: 00:06:32

'cause if you can control all the trade routes, that's actually the

Speaker: 00:06:35

number one thing of a superpower to control all the trade.

Speaker: 00:06:39

What is the number one role of a military, of a superpower to protect

Speaker: 00:06:42

global trade, all of the trade routes.

Speaker: 00:06:45

So those guys came to a head, they started to go to war.

Speaker: 00:06:48

And everybody of course, knows about the defeat that Napoleon had at Waterloo.

Speaker: 00:06:53

That's a very, very well known one.

Speaker: 00:06:54

Well, Napoleon was the one that sold the Louisiana, so why did he sell it?

Speaker: 00:06:59

So, if you look at history, there's some economics behind all of it.

Speaker: 00:07:03

But what's the financial side?

Speaker: 00:07:05

The Battle of Waterloo is probably one of the biggest, most decisive battles,

Speaker: 00:07:09

probably in the last 250 years in the world, because at that stage, it

Speaker: 00:07:14

was actually a battle to set up the global financial system for the world.

Speaker: 00:07:20

At that point, that defeat that Napoleon added Waterloo Gold, gold

Speaker: 00:07:24

were exchanged in vaults in London.

Speaker: 00:07:27

London became the number one financial center in the world after that.

Speaker: 00:07:33

Well, Napoleon sold off Louisiana because he went to war with

Speaker: 00:07:38

the banking families in Europe.

Speaker: 00:07:41

So there's a couple ways that you can fund a war.

Speaker: 00:07:43

You can raise money from.

Speaker: 00:07:46

Your citizens through taxes or you know, everybody's familiar.

Speaker: 00:07:49

If you're a little bit older or maybe you read about it,

Speaker: 00:07:52

war bonds was a thing, right?

Speaker: 00:07:54

And the other, you could raise it from the citizens.

Speaker: 00:07:57

The other thing is could maybe sell us some assets or

Speaker: 00:08:01

natural resources and so forth.

Speaker: 00:08:04

and then the other thing is you could borrow the money.

Speaker: 00:08:07

go to someone and well, where would they borrow it from?

Speaker: 00:08:09

Well, the banking families in Europe at that stage, and they were

Speaker: 00:08:12

very much put against Napoleon.

Speaker: 00:08:15

So he looked at this, I'm like, I don't have an option.

Speaker: 00:08:17

I'm going to war with these guys.

Speaker: 00:08:19

these guys want me out 'cause I'm a threat to them.

Speaker: 00:08:22

Right?

Speaker: 00:08:22

He was a threat to the existing order at that stage.

Speaker: 00:08:26

So I've, I've gotta self-fund it, so I don't wanna raise taxes.

Speaker: 00:08:29

'cause at that stage, the French were also kind of in an economic slump.

Speaker: 00:08:33

So I gotta go and sold off, sell us some assets.

Speaker: 00:08:35

So when you put that all together, those three lenses,

Speaker: 00:08:39

now you have a clearer idea of.

Speaker: 00:08:41

What possibly happened and how this played out, right?

Speaker: 00:08:45

Instead of if you just had the history.

Speaker: 00:08:47

That's one thing.

Speaker: 00:08:48

If you just had the economics, that's one thing.

Speaker: 00:08:49

If you just had the financial thing.

Speaker: 00:08:51

But I think like that really is where my truth seeking started was.

Speaker: 00:08:56

You know, growing up in South Africa, realizing early as a young man,

Speaker: 00:08:59

like the world is not as presented.

Speaker: 00:09:01

There's a lot of things that people are not telling me, and

Speaker: 00:09:05

there's a lot of narratives which are conflicting with each other.

Speaker: 00:09:09

So let's figure out what actually happened and how things work, right?

Speaker: 00:09:13

Well, it's also usually more than just a paragraph in a history book,

Speaker: 00:09:16

which is Louisiana Purchase is

Speaker: 00:09:19

Yep,

Speaker: 00:09:19

and that makes it very transactional.

Speaker: 00:09:22

Like there was a transaction, America decided, you know, young country.

Speaker: 00:09:26

With probably barely any money themselves.

Speaker: 00:09:30

So we're gonna acquire this piece of land from this country.

Speaker: 00:09:33

Now, there was more going on, just like there's more going on right now

Speaker: 00:09:39

that you and I are gonna discuss a little bit later when we talk about

Speaker: 00:09:43

tariffs, when we especially trade, when we talk about other things happening.

Speaker: 00:09:47

I wanna back up a little bit.

Speaker: 00:09:50

I was in and out of South Africa probably three or four times in like 95, 96, 97.

Speaker: 00:09:59

Sounds like that was the time, maybe that you were around your teenage

Speaker: 00:10:02

years or something like that.

Speaker: 00:10:05

I would love for us to, before we get too far away from this.

Speaker: 00:10:09

I think, we've got audiences all over like you do over at, cashflow

Speaker: 00:10:13

Ninja, but we have a heavy US audience

Speaker: 00:10:16

Yep.

Speaker: 00:10:16

I at times am concerned that US has these blinders on and they

Speaker: 00:10:20

don't grasp bigger picture things.

Speaker: 00:10:23

So I would love for you to give us a bit of contrast between some things that we

Speaker: 00:10:30

call a word you used in your introduction.

Speaker: 00:10:32

Freedom.

Speaker: 00:10:34

What you saw up to your first 20 something years of life, and you saw a

Speaker: 00:10:40

couple variations of it too, by the way.

Speaker: 00:10:42

You probably saw a pre 19 90, 91 version when you know Mandela and others, there's

Speaker: 00:10:48

transitions and then you probably saw another transition when you came here.

Speaker: 00:10:53

Just talk about wherever you wanna go with it.

Speaker: 00:10:56

Contrast.

Speaker: 00:10:58

What you saw growing up there, and then maybe what you saw in oh one when you

Speaker: 00:11:03

came over to the US at 22 years old.

Speaker: 00:11:06

Yeah, that's a very, very good question.

Speaker: 00:11:09

when you, you know, I remember too, we had a state controlled media and newspapers

Speaker: 00:11:15

and they pretended to be independent too.

Speaker: 00:11:17

Right?

Speaker: 00:11:18

But all in all, it's a system and it's a system of information control.

Speaker: 00:11:22

So what you see on television, what you see in the media, what is

Speaker: 00:11:28

allowable opinion, and then also what is taught in universities and schools.

Speaker: 00:11:35

You know, the apartheid years that I grew in, the same kind of thing.

Speaker: 00:11:39

So it's different what I saw when it comes to freedom, and, and, and you know, I've

Speaker: 00:11:45

a lot of libertarian and kind of like, you know, a little bit of ancap beliefs too.

Speaker: 00:11:49

I think everybody at heart is that who doesn't want to be free, right?

Speaker: 00:11:52

And just able to pursue their own, their own dreams and their own lives.

Speaker: 00:11:58

and let, let everybody figure theirs out for themselves.

Speaker: 00:12:01

the control is a big thing that I witnessed as a young man and even in

Speaker: 00:12:04

South Africa where you went from one totalitarian regime, you kind of had that

Speaker: 00:12:08

window, which was kind of the honeymoon period where Mandela was released.

Speaker: 00:12:13

He got into office.

Speaker: 00:12:15

He was in and out as president.

Speaker: 00:12:16

And it was basically the honeymoon period of South Africa at that stage.

Speaker: 00:12:20

And then after, Nelson Mandela too, you had a different type of character

Speaker: 00:12:25

coming in, where the one was more, fascist of the apartheid regime.

Speaker: 00:12:29

Now you had a much more kind of like communist leaning of

Speaker: 00:12:33

these characters coming in.

Speaker: 00:12:35

So consequently in South Africa over the past 30 years.

Speaker: 00:12:39

And the reason why it's in the headlines is because you have actually

Speaker: 00:12:43

had people since Mandela left office, and he is of course, has paused away.

Speaker: 00:12:48

And there was a brief period of that honeymoon period where everything was

Speaker: 00:12:52

going in the right direction, but these other cost of characters took over.

Speaker: 00:12:56

And, you know, now you look 30 years back and you look at where the country's at.

Speaker: 00:13:00

And a lot of the stuff, I mean, if you think of, the economy, just the

Speaker: 00:13:05

infrastructure and systems that.

Speaker: 00:13:09

Most countries rely on, you know, transportation

Speaker: 00:13:13

trains and planes and roads.

Speaker: 00:13:16

You know, we have trains that don't even run anymore over there.

Speaker: 00:13:20

Right.

Speaker: 00:13:20

So it's like the infrastructure that everybody depends on to get

Speaker: 00:13:23

this machine run up and running.

Speaker: 00:13:26

A lot of that is gone.

Speaker: 00:13:27

a lot of the systems have been destroyed.

Speaker: 00:13:29

I mean, South Africa used to be in the top tier of gold producers in the world.

Speaker: 00:13:36

I don't even think they're in the top 10 right now.

Speaker: 00:13:38

the production with, as far as diamonds, other natural resources, mining.

Speaker: 00:13:44

It's a very big industry there that has suffered.

Speaker: 00:13:47

so the economy there, and of course the unemployment is out of control.

Speaker: 00:13:51

you have, massive wealth inequality, because the upward mobility there is

Speaker: 00:13:57

capped, In contrast, what I saw in the United States where, I always say people

Speaker: 00:14:01

that were born in the us you don't know it yet, but like, you literally want

Speaker: 00:14:05

a lottery ticket because the upward mobility compared to there is, night and

Speaker: 00:14:10

day here, there's nothing stopping you.

Speaker: 00:14:12

you have people that come from, public housing or projects, in

Speaker: 00:14:16

New York City like Damon John, that's, basically a billionaire.

Speaker: 00:14:20

That that's, that's a very, very rare, Very, a very rare thing and

Speaker: 00:14:24

almost impossible in South Africa.

Speaker: 00:14:26

'cause even in in cities where there is wealth inequality, there is access to

Speaker: 00:14:30

services and systems and infrastructure, which they don't have there.

Speaker: 00:14:35

So that's led to a, you know, a lot of people leaving, and

Speaker: 00:14:38

going, going different places.

Speaker: 00:14:40

The taxation's also out of control.

Speaker: 00:14:43

So yeah, I mean, as far as freedom goes, yeah, you have to be cognizant

Speaker: 00:14:47

of the control, the control that's in place and that governments

Speaker: 00:14:51

most of them have, have out there.

Speaker: 00:14:53

They want to control the narratives, they want to control

Speaker: 00:14:56

the media, the stuff that you read.

Speaker: 00:14:57

And they want to basically, own all of the information and control it so that

Speaker: 00:15:02

they can create the reality for you.

Speaker: 00:15:04

Right.

Speaker: 00:15:05

Especially in the past decade, I've seen in the United States, the opportunity

Speaker: 00:15:09

that exists here, if you apply yourself and you bring your base talents and

Speaker: 00:15:14

your efforts and you work your butt off, the upward mobility is still unmatched.

Speaker: 00:15:18

I haven't found any other place in the world that has the same upward

Speaker: 00:15:21

mobility, than the United States.

Speaker: 00:15:24

Yeah, as we traveled, there was a period of time, 10, 15 years ago

Speaker: 00:15:28

where my wife and I were traveling.

Speaker: 00:15:30

We did Australia, New Zealand with something in the back of

Speaker: 00:15:33

our mind going, you know what?

Speaker: 00:15:34

We might leave the us.

Speaker: 00:15:36

Nah, the US is still, I. We got issues and we'll talk about a

Speaker: 00:15:42

couple things here in just a second.

Speaker: 00:15:43

We've got issues.

Speaker: 00:15:44

I wanna say this though real quick about South Africa.

Speaker: 00:15:47

In fact, it's interesting.

Speaker: 00:15:48

I was in the hot tub last night here in our resort.

Speaker: 00:15:51

We're in with a gentleman who had a background, he's retired now.

Speaker: 00:15:54

Been the mining industry, and he had spent some time in the gold industry.

Speaker: 00:15:58

He ran.

Speaker: 00:15:59

Those top operations in South Africa.

Speaker: 00:16:02

We had discussion about it.

Speaker: 00:16:03

I had met a guy from Tanzania who gave me some tanzanite years ago.

Speaker: 00:16:08

I didn't even know what it was.

Speaker: 00:16:09

I threw it in my shoe and went through customs without even knowing

Speaker: 00:16:11

I had all this tanzanite with me.

Speaker: 00:16:14

But, I always thought, and I, and I do believe this about almost everywhere,

Speaker: 00:16:20

that there are beautiful places.

Speaker: 00:16:26

Resources and beautiful people almost anywhere, and I think that South Africa

Speaker: 00:16:32

has all of those in abundance, but yet they struggle to make that work.

Speaker: 00:16:41

The people there are incredible.

Speaker: 00:16:43

I mean, some of the most resilient people on the face of the planet.

Speaker: 00:16:47

The places are incredible.

Speaker: 00:16:49

the tour, just that with tourism alone, I mean, it should be a home run.

Speaker: 00:16:56

It should, I mean that should be the place to go to.

Speaker: 00:16:59

And you know, there's a number of other South Africans that have that,

Speaker: 00:17:03

that have shared the same views that, that I'm sharing right now.

Speaker: 00:17:06

Someone like Gary Player, the, the, the golfer, it's been saying this for years.

Speaker: 00:17:11

He's like, we got everything here.

Speaker: 00:17:13

If we, if we find the right manner, and to put this all together.

Speaker: 00:17:20

It pa it'd be paradise, but they just, they just haven't.

Speaker: 00:17:23

So, yeah, and, and of course, you know, it's been in the news lately that, you

Speaker: 00:17:28

know, there's a lot of, racial laws.

Speaker: 00:17:29

There's been a lot of racial laws in place, you know,

Speaker: 00:17:32

too, by the way, for a while.

Speaker: 00:17:33

But it's just getting worse and worse.

Speaker: 00:17:35

and obviously, you know, when it went from the apartheid regime over to the new

Speaker: 00:17:39

government, they had a new constitution.

Speaker: 00:17:41

It was a great constitution, you know, it was something that was held

Speaker: 00:17:44

up to the rest of the world as look.

Speaker: 00:17:46

Look what they were able to accomplish all parties, you know, were

Speaker: 00:17:51

involved in putting that together.

Speaker: 00:17:52

it was fantastic.

Speaker: 00:17:53

But ever since then, like I said, when Mandela was gone, the honeymoon was over

Speaker: 00:17:58

and it was just one racial law after another racial law that's been passed.

Speaker: 00:18:02

So you kind of have now, you know, where you had one set

Speaker: 00:18:05

of racial laws on apartheid.

Speaker: 00:18:06

You have the exact same thing, but just the opposite under the current government.

Speaker: 00:18:11

And that's causing a lot of trouble for investment and foreign investment.

Speaker: 00:18:16

And that's

Speaker: 00:18:16

Mm-hmm.

Speaker: 00:18:16

the things that Elon Musk talked about and just pointed out of

Speaker: 00:18:21

this, is what's actually going on.

Speaker: 00:18:22

obviously it made some headlines and the US took some, made some

Speaker: 00:18:26

decisions of how to treat, a regime with certain racial laws on the books.

Speaker: 00:18:31

And every, everybody's got a story and everybody's story's unique, but.

Speaker: 00:18:35

You know, you mentioned opportunity is one of the reasons people come here, but

Speaker: 00:18:40

you know, obviously at the age of 22, 23, 4 years ago, you made the decision.

Speaker: 00:18:45

Was it, was it your entire family?

Speaker: 00:18:48

Was it just Mc?

Speaker: 00:18:50

Tell me just a little bit of what it's like to make a decision to leave the

Speaker: 00:18:54

country you've lived in, grown up in, et cetera, have probably have family

Speaker: 00:18:58

and roots and go somewhere different.

Speaker: 00:19:01

Just talk a little bit about that.

Speaker: 00:19:02

I don't, I think a lot of people don't grasp.

Speaker: 00:19:06

The massive decision making that's involved with that.

Speaker: 00:19:09

Yeah, I finished up university in South Africa, and after that I traveled a bit.

Speaker: 00:19:14

I ended up in the US and, I ended up playing here in a rugby league,

Speaker: 00:19:18

up until 2007 When I was here the first couple of years, I said,

Speaker: 00:19:22

this is a fantastic opportunity.

Speaker: 00:19:24

I'm gonna play in the league.

Speaker: 00:19:25

I get to see the world meet some amazing people.

Speaker: 00:19:27

The rugby community is just quite incredible.

Speaker: 00:19:29

You have everyone from lawyers, doctors, every phase of life, white

Speaker: 00:19:35

collar, blue collar, everything is in a rugby team, right?

Speaker: 00:19:38

And a rugby club, which makes it so much fun.

Speaker: 00:19:41

but a great and great community.

Speaker: 00:19:42

So I traveled quite a bit around the US and as I, I was traveling, I just started

Speaker: 00:19:48

to see more and more opportunity and I started to see less and less opportunity,

Speaker: 00:19:52

you know, in South Africa and also other places that I was interested in.

Speaker: 00:19:56

Europe was already on a downlow back then, and this is, you

Speaker: 00:19:59

know, 20, 20 something years ago.

Speaker: 00:20:02

So I kind of looked at Europe and said, this is going headed

Speaker: 00:20:05

the completely wrong direction.

Speaker: 00:20:08

so, but you know, as I was traveling.

Speaker: 00:20:11

I did a lot of reading.

Speaker: 00:20:12

I, I was that guy on the team bus and the team plane that grabbed a book,

Speaker: 00:20:17

studied up on, you know, some business investing, reading about finance.

Speaker: 00:20:21

I started to get interested in that and my mom had actually given me

Speaker: 00:20:25

Robert Kiyosaki's book, rich Dad, poor Dad, to Read, because they, at

Speaker: 00:20:29

that stage had a financial advisor and they were involved in a Ponzi

Speaker: 00:20:33

scheme or a Madoff scheme of whatever you want to call it in South Africa.

Speaker: 00:20:36

Lost, the majority of their savings.

Speaker: 00:20:40

she had shared the book with me and said, you know what?

Speaker: 00:20:42

we've gone one direction in our life financially.

Speaker: 00:20:45

We don't have control, and we're hurt by this.

Speaker: 00:20:48

here's a book.

Speaker: 00:20:49

My mom read it at that stage that I just read.

Speaker: 00:20:51

You should definitely read this 'cause there might be another

Speaker: 00:20:54

path for you in, in doing this.

Speaker: 00:20:56

And I read the book and it completely changed the way that I looked

Speaker: 00:20:59

at money, how I looked at wealth capital, what it is, how it works.

Speaker: 00:21:04

massive paradigm shift.

Speaker: 00:21:07

and I actually took action and bought real estate, you know, six

Speaker: 00:21:10

months after reading the book.

Speaker: 00:21:12

So I took some of the money that I generated playing

Speaker: 00:21:15

sports and doing odd jobs.

Speaker: 00:21:17

And then I, I invested in, in real estate and, I bought the first

Speaker: 00:21:21

property, put some tenants in there, collected the rent, paid all the bills.

Speaker: 00:21:24

And I was like, wow, is, this is, this is just like in the book.

Speaker: 00:21:27

This is incredible.

Speaker: 00:21:28

How many times can I do this?

Speaker: 00:21:32

Because surprise, surprise, tenants sometimes don't pay their rent or they

Speaker: 00:21:36

pay late, or sometimes they, they damage your property or they do both, you know?

Speaker: 00:21:42

So school started, it was, that was kind of like where that

Speaker: 00:21:44

part of the journey started.

Speaker: 00:21:46

And then I started to realize too, that in the US it's funny that when people

Speaker: 00:21:50

live here, they have a different view of just where the US fits into the world.

Speaker: 00:21:55

Like there's, there's opportunities here for business owners and for like investors

Speaker: 00:22:00

that you don't have in, any other places.

Speaker: 00:22:02

There's few places on the planet where you have a tax code that rewards people,

Speaker: 00:22:07

that build businesses, that solve problems and value for the marketplace,

Speaker: 00:22:12

and also invest in things that other people need or want, like affordable

Speaker: 00:22:16

housing and energy and, and so forth.

Speaker: 00:22:19

So, at that stage, you know, it was a decision, but.

Speaker: 00:22:24

South Africa at that stage was going in a different

Speaker: 00:22:26

direction, the rest of the world.

Speaker: 00:22:28

And I'm like, well, where would I, where would I wanna position myself?

Speaker: 00:22:32

And eventually my family, which my entire family is still in South Africa,

Speaker: 00:22:36

except my sister, she's in Australia.

Speaker: 00:22:37

She married an Aussie.

Speaker: 00:22:40

so she lives just outside of Sydney.

Speaker: 00:22:41

So it was just me, you know, me, myself, and I, I always say, you

Speaker: 00:22:46

know, we gotta start somewhere.

Speaker: 00:22:48

So I came here with backpack, suitcase, couple hundred bucks, a sense of humor,

Speaker: 00:22:52

of adventure, and let's see where the, let's, let's see where this goes.

Speaker: 00:22:56

when I started my career on the investment side and building that real estate

Speaker: 00:23:00

business, that to other opportunities, was quite remarkable, which I don't

Speaker: 00:23:05

think would've happened anywhere else.

Speaker: 00:23:07

So did you, is Megan an American girl?

Speaker: 00:23:10

Did you come here and,

Speaker: 00:23:11

She's

Speaker: 00:23:11

and, grab one of our women too?

Speaker: 00:23:13

Is that what I'm hearing?

Speaker: 00:23:15

That's right.

Speaker: 00:23:16

Yeah.

Speaker: 00:23:17

So she's American and, yeah, one of the things that really, played into

Speaker: 00:23:21

where I am today too was, through the rugby community because I was

Speaker: 00:23:24

interested in real estate and I was really unemployable at this stage too.

Speaker: 00:23:29

'cause I was playing sports, so I had to do something on the side, so my thing

Speaker: 00:23:32

was like, okay, I'm gonna build this real estate company so I have something to

Speaker: 00:23:36

retire to when I'm done playing sports.

Speaker: 00:23:40

So I started building this real estate business and through the rugby community,

Speaker: 00:23:43

somebody introduced me to another real estate investor and he is like, oh, I

Speaker: 00:23:47

heard you're interested in real estate.

Speaker: 00:23:48

And explained, oh, I was so excited, this young buck, oh, I

Speaker: 00:23:51

just bought my first property.

Speaker: 00:23:52

And he's like, wait a minute.

Speaker: 00:23:53

So you already bought real estate?

Speaker: 00:23:55

And I said, yeah.

Speaker: 00:23:56

He goes, you know what, we have a large portfolio of multi-family buildings.

Speaker: 00:24:01

whenever you have time, when you know, when you're not on the road or

Speaker: 00:24:04

traveling, just jump in and, and come and work at some of my buildings.

Speaker: 00:24:07

We'll, f we'll find something for you to do.

Speaker: 00:24:10

dad was one of the biggest gifts ever too, because in the book, rich Dad Bored

Speaker: 00:24:14

Dad, says, the rich don't work for money.

Speaker: 00:24:16

They work to learn.

Speaker: 00:24:17

So I'm like, if I get paid 20 bucks for a day, I, I don't care.

Speaker: 00:24:22

I'll be busy and I'll learn something else.

Speaker: 00:24:24

So I started picking up trash on their multifamily bill, properties,

Speaker: 00:24:28

and eventually did like maintenance.

Speaker: 00:24:31

Did, was involved in apartment turnovers, paying painting, you know, inside.

Speaker: 00:24:35

and.

Speaker: 00:24:37

Eventually running construction crews, doing the leasing of the, buildings.

Speaker: 00:24:41

and then also eventually got my broker's license as part of acquisitions.

Speaker: 00:24:45

So it was such a gift at that stage too, because I'm like, now

Speaker: 00:24:49

I look at a multi-family building.

Speaker: 00:24:51

I know exactly what goes on there from top to bottom.

Speaker: 00:24:53

I know what happens during the day.

Speaker: 00:24:55

I know what happens during the weekends.

Speaker: 00:24:57

I know the type of complaints, I know the characters.

Speaker: 00:25:00

They all fall into certain categories.

Speaker: 00:25:02

You get 'em all in those buildings.

Speaker: 00:25:04

So it was, it was really a gift, for later on.

Speaker: 00:25:07

But he also introduced me to, and he came from a very

Speaker: 00:25:09

wealthy family, and I had lunch.

Speaker: 00:25:11

We had these lunches where he would stop by, grab me, pick me up, and we

Speaker: 00:25:15

would have lunch and he would have his CPA and his lawyer with him.

Speaker: 00:25:20

And this one day he had his CPA, his lawyer and a life

Speaker: 00:25:23

insurance, professional with him.

Speaker: 00:25:25

And we had lunch and I had no idea what the life insurance guy I was doing there.

Speaker: 00:25:29

I know what the other guys were doing there.

Speaker: 00:25:31

And one of the things that he then shared with me afterwards, he said,

Speaker: 00:25:34

do you know what we kind of discussed?

Speaker: 00:25:35

I'm like, I kind of have an idea.

Speaker: 00:25:38

I know what the tax guy does.

Speaker: 00:25:39

He minimizes your taxes.

Speaker: 00:25:41

I know what the lawyer does.

Speaker: 00:25:43

He does all the legal structuring and you know, Mike, sure that you

Speaker: 00:25:47

guys are bulletproof, you know, from creditors and predators, but no idea

Speaker: 00:25:51

what the life insurance guy does.

Speaker: 00:25:53

he comes from a family, which was like third generation legacy families.

Speaker: 00:25:56

So they had operating businesses.

Speaker: 00:25:58

He said, we generate money through our operating businesses, then we

Speaker: 00:26:02

take all that money and we created our own family bank with life insurance.

Speaker: 00:26:07

We put all of our money in that, then we leveraged that money.

Speaker: 00:26:12

Through a strategy like a bank, and then we use that money to buy

Speaker: 00:26:16

real estate, and that's all we do.

Speaker: 00:26:18

We keep it pretty simple.

Speaker: 00:26:20

And it confused me even more because his family was a shareholder

Speaker: 00:26:24

in a bank, a private bank.

Speaker: 00:26:25

And I said, I don't understand.

Speaker: 00:26:28

Like you have a bank, why wouldn't you put your money in the bank?

Speaker: 00:26:31

He goes, no, that's where other people put their money in our bank.

Speaker: 00:26:34

And then we have a strategy there, but for our family bank,

Speaker: 00:26:38

put it all in life insurance.

Speaker: 00:26:40

And that led me to this path of infinite banking, which I then

Speaker: 00:26:43

incorporated with my real estate.

Speaker: 00:26:45

And I started to teach that, to other people.

Speaker: 00:26:48

And then eventually it was funny, I found someone, a financial professional

Speaker: 00:26:53

that could set these up the way that they were supposed to be set up.

Speaker: 00:26:56

then I would send people to them and they would come back to me

Speaker: 00:26:59

and say, well, how do I use this?

Speaker: 00:27:00

So I'm like, the coaching part is a pretty big part.

Speaker: 00:27:03

So that's when I eventually started my company Producer's Wealth.

Speaker: 00:27:07

teaching this, you know, in all 50 states.

Speaker: 00:27:10

virtually we did it in 2015 virtually, which is another, story

Speaker: 00:27:14

of how we started to do that.

Speaker: 00:27:16

and then eventually I started the podcast Cashflow Ninja just the following year

Speaker: 00:27:21

after that because I started having these amazing conversations just with clients

Speaker: 00:27:26

generate income.

Speaker: 00:27:28

And I'm like, can I record this stuff?

Speaker: 00:27:31

And eventually they're like, yeah, sure.

Speaker: 00:27:32

I'm learning so much of like business and how you generate income and how

Speaker: 00:27:36

you invest in multifamily, single family, mobile home parks, fine

Speaker: 00:27:41

Scottish whiskey, how you buy an island, like all these different things.

Speaker: 00:27:47

and then that's kind of where that show, came from.

Speaker: 00:27:49

Well.

Speaker: 00:27:50

that's, that's

Speaker: 00:27:51

That's good.

Speaker: 00:27:51

when people have access to capital, opportunities.

Speaker: 00:27:55

Present themselves to people that are opportunistic.

Speaker: 00:27:58

I wanna back up just a little bit.

Speaker: 00:28:00

There's a couple of foundational things I wanna cover and then I'd like to talk

Speaker: 00:28:03

some strategies in the book and some other things here in just a second.

Speaker: 00:28:07

what was going on with you around oh eight?

Speaker: 00:28:10

Tell me where you were at, what was going on.

Speaker: 00:28:13

I don't know if that was as significant for you as it was for others.

Speaker: 00:28:17

Maybe you were living lighter than some other people were, but just gimme

Speaker: 00:28:21

a little bit of a. What was happening with mc in and around that time?

Speaker: 00:28:25

Yeah, so I was a real estate investor during that time.

Speaker: 00:28:28

I managed to survive,

Speaker: 00:28:30

Woo.

Speaker: 00:28:30

I always said it would be a much better story if I tell everyone

Speaker: 00:28:34

that I lost everything and I got blown out and built myself back up.

Speaker: 00:28:38

But, you know, I, I was very light at that stage, so I

Speaker: 00:28:41

didn't have a ton of properties.

Speaker: 00:28:43

but what I also learned was I had an individual that was, I looked at, you

Speaker: 00:28:49

know, like all these real estate meetups.

Speaker: 00:28:51

I went to meetups at that stage, and there was an individual that was kind of like,

Speaker: 00:28:54

you know, he was the elder kind of thing.

Speaker: 00:28:56

I looked at him kind of as a mentor and he was explaining as this was happening.

Speaker: 00:29:01

That, look, this is gonna be the opportunity of a lifetime.

Speaker: 00:29:05

And this was in 2000 and, eight and then beginning of 2009, you know,

Speaker: 00:29:11

and I was this young puppy just chomping at the bit, just ready to go.

Speaker: 00:29:15

So I actually jumped in and I bought stuff at the end of oh nine, beginning of oh 10.

Speaker: 00:29:21

So I was catching a falling knife, not listening to him because he said, you

Speaker: 00:29:26

know, he's one of those, it's almost like that meme with Mel Gibson and Braveheart.

Speaker: 00:29:30

He was like, hold, hold and then charge.

Speaker: 00:29:34

Right?

Speaker: 00:29:35

And I was the young buck that didn't listen.

Speaker: 00:29:38

That as he were saying, hold, hold, hold.

Speaker: 00:29:40

I was charging.

Speaker: 00:29:41

But that was a lesson in itself, and it wasn't that negative.

Speaker: 00:29:44

I could have just probably bought a lot more properties had I had

Speaker: 00:29:47

waited maybe one or two years, like a lot of those guys did.

Speaker: 00:29:50

the other thing that I would also say is that I learned.

Speaker: 00:29:54

I was too young for the first big, big like rug pool in 2000 with a.com bust.

Speaker: 00:30:02

that was kind of like, I, I wasn't there and I couldn't, I mean, I

Speaker: 00:30:06

was still in in university, so I didn't really learn a lot from that.

Speaker: 00:30:10

But this was the first time that I saw market cycle and the exuberance

Speaker: 00:30:14

that was going on, you know?

Speaker: 00:30:16

In the real estate game.

Speaker: 00:30:17

I mean, you were seeing people selling condos at that stage in Chicago and

Speaker: 00:30:21

driving Porsches and Ferraris, like real estate agents like that are 25 years old.

Speaker: 00:30:27

It was insane.

Speaker: 00:30:28

The exuberance, the froth, the, I mean, now I'm like, if I, if I take

Speaker: 00:30:35

mc of today to back then I'd be like, oh, this is the biggest market

Speaker: 00:30:38

to, this thing's gonna be ugly.

Speaker: 00:30:41

That was, that's what I would be thinking.

Speaker: 00:30:43

But at that stage I was like, oh, this is pretty cool.

Speaker: 00:30:46

but learned a lot of that first big market cycle and the things that I saw.

Speaker: 00:30:52

I, and I mean like you.

Speaker: 00:30:55

same thing for you, the things that you probably saw and experienced.

Speaker: 00:30:57

I don't think people can just fathom it.

Speaker: 00:31:01

You know, I, I've seen the run up, in real estate in multifamily and

Speaker: 00:31:05

the other asset classes from 2012.

Speaker: 00:31:07

So I would say like the end of 22 when the massive interest rates

Speaker: 00:31:11

spikes came, that was a little bit of a rug pool for a lot of people.

Speaker: 00:31:15

But for 10 years you had a run where people that have never been

Speaker: 00:31:18

involved in this, in, in investing or in the game, they couldn't lose.

Speaker: 00:31:25

So nobody understood what it looked like to lose, but when it, when when

Speaker: 00:31:28

you're losing, it's, it's bankruptcies, it's divorces, it's it suicides, I

Speaker: 00:31:35

mean it's, it's, it's, it is ugly.

Speaker: 00:31:38

Capitalized on a, on a scale, I don't think that people can fathom.

Speaker: 00:31:42

I did have some, but I

Speaker: 00:31:44

Mm-hmm.

Speaker: 00:31:45

you know, I learned a lot of lessons during that time,

Speaker: 00:31:48

that I've continued to apply.

Speaker: 00:31:49

You know, I'll give you an example.

Speaker: 00:31:51

The last time I saw exuberance, like I saw real estate agents driving Porsches

Speaker: 00:31:56

and Ferrari selling condos in the city of Chicago was the crypto Super Bowl.

Speaker: 00:32:01

You know, the Super Bowl where you had Larry David on FTX commercials

Speaker: 00:32:06

saying, oh, it'll never work out.

Speaker: 00:32:08

You had Matt Damon questioning your manhood if you don't buy crypto on,

Speaker: 00:32:12

whatever platform he was advertising.

Speaker: 00:32:14

the entire Super Bowl was just crypto, crypto, crypto in la

Speaker: 00:32:18

which there was, I mean, it's just crypto advertisements everywhere.

Speaker: 00:32:24

And I looked at this and I'm like, this is just like those 25-year-old real

Speaker: 00:32:27

estate agents driving forces and Ferraris.

Speaker: 00:32:31

This is exactly it.

Speaker: 00:32:33

And it became pretty ugly after that.

Speaker: 00:32:35

Yep.

Speaker: 00:32:35

so that's gonna help us lead into a little bit more specific conversation.

Speaker: 00:32:40

I wanna go back to something you use to describe yourself.

Speaker: 00:32:44

You said you're a truth seeker and one of the things that I think I

Speaker: 00:32:50

would put myself in that category too,

Speaker: 00:32:52

I don't know if I'm as much a truth seeker or that I hate to be deceived.

Speaker: 00:32:58

Those are related, but they're slightly different.

Speaker: 00:33:02

Okay.

Speaker: 00:33:02

Yeah.

Speaker: 00:33:03

And so one of the things I wanna bring up as we start moving into speaking

Speaker: 00:33:06

about, some more specific strategies and some things like that, some

Speaker: 00:33:10

things you talked about in your book.

Speaker: 00:33:12

I actually believe that there is massive deception going on at the macro level.

Speaker: 00:33:20

We could talk a little bit about that.

Speaker: 00:33:22

You know, in the US we're two plus months into a new president.

Speaker: 00:33:26

There's a lot of stuff going on.

Speaker: 00:33:29

I don't care which side you're on, there's a lot of stuff going on.

Speaker: 00:33:34

I want to talk about macro deception that's out there.

Speaker: 00:33:38

We know it is.

Speaker: 00:33:39

But there's a statement that I say to myself often, MC, and the

Speaker: 00:33:43

statement goes something like this, thou shall not fool thyself.

Speaker: 00:33:49

I believe that micro bias and deception is, I think they're related.

Speaker: 00:33:57

We can't separate 'em out,

Speaker: 00:33:59

Yep.

Speaker: 00:33:59

but I think most people start fooling themselves and part of our journey is

Speaker: 00:34:05

getting to a place where we could discern.

Speaker: 00:34:08

What's going on at that macro level so we could weed out some junk and

Speaker: 00:34:11

not be deceived and not be brought into the Ponzi schemes, the get rich

Speaker: 00:34:16

quick things and weed through stuff.

Speaker: 00:34:18

See what makes sense for us.

Speaker: 00:34:20

And that's what I want to preface that question with as we lead into

Speaker: 00:34:25

talking about what people need to do.

Speaker: 00:34:27

Because I think they need to be able to discern what we're saying.

Speaker: 00:34:30

I think people need to be able to listen in and go, you

Speaker: 00:34:32

know what, that mc guy's good.

Speaker: 00:34:33

I need to research a little bit of this.

Speaker: 00:34:35

Maybe get his book.

Speaker: 00:34:36

And Tim, you know, we've listened to him some, but yeah, I don't know.

Speaker: 00:34:39

I don't believe everything he says either.

Speaker: 00:34:41

So talk a little bit about deception.

Speaker: 00:34:45

Macro, micro, whatever you wanna talk about, because I think it's important

Speaker: 00:34:50

for people to do that before they start moving into some specific strategies.

Speaker: 00:34:56

Perfect.

Speaker: 00:34:57

Ma, on a macro scale, big picture right now, you think about, what

Speaker: 00:35:03

is happening in the United States.

Speaker: 00:35:04

you have a new administration, the Trump administration's coming in.

Speaker: 00:35:07

They created the Department of Government Efficiency that's led

Speaker: 00:35:11

by Elon Musk, regardless of where you are on the political front,

Speaker: 00:35:16

Both of these individuals have been described by media all over the place.

Speaker: 00:35:23

Left, right center, you pick it the two biggest disruptors.

Speaker: 00:35:29

In business, probably in our lifetime.

Speaker: 00:35:33

so regardless of what you think of, of Donald Trump, if you look

Speaker: 00:35:37

at at, at just his career and his history, what he did in real estate

Speaker: 00:35:41

and what he was able to accomplish there, and then going into other

Speaker: 00:35:45

different industries like reality tv.

Speaker: 00:35:48

Reality TV was never the same again after The Apprentice.

Speaker: 00:35:51

probably one of the top rated shows of reality shows of all time.

Speaker: 00:35:56

he changed the game.

Speaker: 00:35:58

so whatever industry has gone into latest politics, politics

Speaker: 00:36:02

will never be the same again.

Speaker: 00:36:03

You cannot put this genie back into the bottle.

Speaker: 00:36:06

People thought that, politics changed with how, Barack Obama introduced social

Speaker: 00:36:11

media and help him, in his campaign.

Speaker: 00:36:15

What, what, what Trump or Donald Trump did is he just, he just took this a

Speaker: 00:36:19

hundred x with, through his strategy.

Speaker: 00:36:22

So it'll, it'll never be the same.

Speaker: 00:36:24

You can't put the genie back in the bottle.

Speaker: 00:36:26

And it's the same thing with Musk, Elon Musk, whether you know, South African,

Speaker: 00:36:31

whether it's electric cars, whether it's payment processing systems, the

Speaker: 00:36:35

PayPal, which he started at, then

Speaker: 00:36:37

Space

Speaker: 00:36:37

electric cars space exploration, the boring company.

Speaker: 00:36:43

So now you have, in charge of the biggest economy, the most powerful on the face

Speaker: 00:36:50

of the, the world, two of the biggest disruptors in charge of this economy.

Speaker: 00:36:56

And so You're gonna see disruption at a scale, I don't think,

Speaker: 00:37:00

which you have experienced.

Speaker: 00:37:02

And that's what we're in the process of right now.

Speaker: 00:37:04

There's a lot of outrage media, 'cause that's the media cycle now.

Speaker: 00:37:07

Everybody has to be outraged on both sides to get attention be.

Speaker: 00:37:11

How do you get attention in such a crazy environment?

Speaker: 00:37:14

You almost have to, I, I mean, you have to do crazy things just to get attention.

Speaker: 00:37:18

So you're getting a lot of disruption.

Speaker: 00:37:21

And the United States, if you think about a big picture.

Speaker: 00:37:24

Especially, this has been coming for a while, by the

Speaker: 00:37:26

way, in, in the past 20 years.

Speaker: 00:37:28

But I would say bef prior to, the Trump administration coming back into

Speaker: 00:37:32

office, the, the administra, the Biden administration, before that you already

Speaker: 00:37:38

had a massive government and they just kept adding the size of government.

Speaker: 00:37:41

It just kept expanding and expanding.

Speaker: 00:37:43

And you had all these ecosystems, I call it, around government, whether it's

Speaker: 00:37:49

NGOs, whether it's defense contractors, whether it is also big pharma.

Speaker: 00:37:55

These are ecosystems that's part of that system.

Speaker: 00:37:58

it just got bigger and bigger under the previous administration exponentially.

Speaker: 00:38:03

So much so that if you look at the jobs that were added, and this is the

Speaker: 00:38:06

deception going on, big picture, that everything was added in government.

Speaker: 00:38:10

The private sector and small businesses have been suffering and have actually shed

Speaker: 00:38:14

a lot of jobs and a lot of people, Stop being employed by small businesses, and

Speaker: 00:38:20

it was all added back onto the government.

Speaker: 00:38:22

So government just started getting bigger and bigger.

Speaker: 00:38:24

And now you're getting into very, very dangerous territory because

Speaker: 00:38:27

if the government is the main driver of your economy, you a

Speaker: 00:38:31

free market economy at that stage?

Speaker: 00:38:33

Are you living in a capitalist society?

Speaker: 00:38:36

If the government, what the government does and spend dictates your entire

Speaker: 00:38:40

economy, so what's going on right now.

Speaker: 00:38:45

You've got disruption and you've got, two very focused individuals.

Speaker: 00:38:49

It's another thing, regardless of who you are at there are laser

Speaker: 00:38:52

focused, and when they have their mind, to doing and accomplishing

Speaker: 00:38:57

something, they're gonna go after it.

Speaker: 00:38:59

So that's why you're

Speaker: 00:39:00

One.

Speaker: 00:39:01

got a lot of.

Speaker: 00:39:02

One thing related to that before we move on to maybe more micro and how

Speaker: 00:39:06

people's internal minds, many people, obviously I think you and I probably get

Speaker: 00:39:13

excited a little bit about disruption.

Speaker: 00:39:16

Regardless of where you're at, I'm going, man, this has needed

Speaker: 00:39:18

to be busted up for a long time.

Speaker: 00:39:20

I don't care where you are.

Speaker: 00:39:21

I mean, I'm more libertarian probably if I were to be pinned down, smaller

Speaker: 00:39:25

government, less government, you know, get out of our way, that type thing.

Speaker: 00:39:29

But there are massive numbers of people that don't want things

Speaker: 00:39:34

to change or be disrupted.

Speaker: 00:39:37

I doubt they're still listening in, but speak to that for just a

Speaker: 00:39:41

second before you go into the micro deception and all that can go on

Speaker: 00:39:46

Yeah.

Speaker: 00:39:46

If you think about the wealth transfer that has happened in the

Speaker: 00:39:50

past years, let's, I mean, you could pick different segments.

Speaker: 00:39:55

Let's pick one segment.

Speaker: 00:39:56

The wars.

Speaker: 00:39:57

There's a reason you have had wars that never, ever stop, it's money laundering.

Speaker: 00:40:02

It's literally money laundering.

Speaker: 00:40:04

You're laundering money.

Speaker: 00:40:06

From the government to defense contractors, which then, by the way,

Speaker: 00:40:10

a lot of the people that consult and lobby the government, they are all

Speaker: 00:40:15

owners or benefactors from all of this.

Speaker: 00:40:18

So there's a lot of money at stake.

Speaker: 00:40:20

There's so much money at stake, you know, on the pharmaceutical side, big pharma.

Speaker: 00:40:24

That's why you had.

Speaker: 00:40:26

People that took a family, the Kennedy family has been the

Speaker: 00:40:30

darlings of the Democratic party.

Speaker: 00:40:33

Literally.

Speaker: 00:40:33

I mean, it's like the royalty.

Speaker: 00:40:36

And you had RFK Jr come in and I mean, he was per persona, non gra books for coming

Speaker: 00:40:43

in because he's also going, you know, he is going to disrupt that flow of capital,

Speaker: 00:40:48

which is the government, again, laundering money to pharmaceutical companies.

Speaker: 00:40:53

for lack of a better term, it's contracts, but it's essentially

Speaker: 00:40:57

just laundering money from, from one piece of the economy over to another.

Speaker: 00:41:01

And Rich, a a whole bunch of people that.

Speaker: 00:41:03

Is all in the, in the same place.

Speaker: 00:41:05

So people don't want anything to change because they want things to stay exactly

Speaker: 00:41:10

the same because everybody's had it.

Speaker: 00:41:12

So good.

Speaker: 00:41:13

And think about it, it has been easy street for a while for a lot of people.

Speaker: 00:41:18

But if you are not in that ecosystem or in any of these

Speaker: 00:41:22

ecosystems, what have you seen?

Speaker: 00:41:24

You've seen inflation, which by the way, that's also deception and a lie.

Speaker: 00:41:29

inflation has been in the mid twenties, 25 to 26%.

Speaker: 00:41:33

Why would I say that there?

Speaker: 00:41:35

Well, there's an AI tool for that.

Speaker: 00:41:37

Tru ifl, is an AI tool that can actually tell you the true inflation.

Speaker: 00:41:43

And from 2020 to where we are today, you're on 25, 20 6%.

Speaker: 00:41:50

That's where, and, and, and you know, it's funny when you say that to the

Speaker: 00:41:54

average person on the street or people that we talk to, they look at you and

Speaker: 00:41:57

they go, yeah, that sounds about right.

Speaker: 00:41:59

That's what I experience when I go buy food or grow to the grocery store.

Speaker: 00:42:03

Or things are on average, probably about 25 to 30% more.

Speaker: 00:42:08

But yet the government will tell you, oh, inflation's around two to 3%.

Speaker: 00:42:11

Right?

Speaker: 00:42:12

Which is, which is, which is madness.

Speaker: 00:42:14

So that's another big thing.

Speaker: 00:42:16

And what else has people seen?

Speaker: 00:42:17

They've seen the wealth inequality, which of PE is concerning to a lot of people.

Speaker: 00:42:23

You want a healthy, thriving middle clause and you would have, if there

Speaker: 00:42:27

wasn't these games played, big picture and these ecosystems, but you've seen

Speaker: 00:42:31

a hollowing out of the middle class.

Speaker: 00:42:33

More and more people are falling out of the middle class.

Speaker: 00:42:37

look, we were ripe for disruption.

Speaker: 00:42:40

Sometimes as an entrepreneur and a business owner, you look at

Speaker: 00:42:43

industries that you're like, oh, this should so be disrupted right now.

Speaker: 00:42:47

It doesn't provide any value.

Speaker: 00:42:48

That's a lot of these systems that I mentioned and this is what's happening.

Speaker: 00:42:52

AI is coming into this too, right?

Speaker: 00:42:54

So you have a massive disruptor like AI coming in, which is gonna replace

Speaker: 00:42:59

a lot of the functions that are just repetitive, you know, repetitive

Speaker: 00:43:02

jobs, which a lot exist in government.

Speaker: 00:43:06

I'll just comment quickly on the global environment.

Speaker: 00:43:08

What you're also seeing is that the US has kind of taken a back step as

Speaker: 00:43:14

the superpower, the main superpower, and they are reasserting themselves.

Speaker: 00:43:19

So when you see these, news headlines of, you know, the Panama Canal.

Speaker: 00:43:25

Was in the news.

Speaker: 00:43:26

that was a big one.

Speaker: 00:43:27

Greenland is now like in, in, in the news.

Speaker: 00:43:30

So why are all these things in the news?

Speaker: 00:43:33

If we go back, you know, to the be beginning of our conversation, the number

Speaker: 00:43:36

one job of a military, of a superpower is to protect and facilitate global trade.

Speaker: 00:43:42

And these were all bottlenecks that they kind of let go or, you know,

Speaker: 00:43:47

who knows what the story is behind that one can speculate, but the

Speaker: 00:43:51

reality is that the US no longer had control over those bottlenecks.

Speaker: 00:43:55

So they're reasserting that and that's also causing some global disruption,

Speaker: 00:44:00

you know, with tariffs and so forth.

Speaker: 00:44:02

I think that, one of the things that I'm concerned about, especially looking

Speaker: 00:44:06

back at Covid, maybe even going back to oh eight, going back to 2000,

Speaker: 00:44:12

I am concerned that as a culture.

Speaker: 00:44:15

This spills down to the individual mc that we've lost our ability to evaluate risk.

Speaker: 00:44:22

we can't look at numbers correctly, maybe because of all the deception

Speaker: 00:44:28

or maybe we've been programmed, and I think that's important.

Speaker: 00:44:31

I'd like to drive this conversation for our last few minutes down to average.

Speaker: 00:44:35

Joe, I, I wanna speak over the next 10 plus minutes.

Speaker: 00:44:42

Specifically to average Joe.

Speaker: 00:44:43

'cause he, he might be seeing all this stuff on the news and he's

Speaker: 00:44:46

sitting his head swimming going, what the heck does that mean for me?

Speaker: 00:44:51

You know, the stock market up and down and you know, we just mentioned some

Speaker: 00:44:55

things with insurance and alternative investments and I, you know, I enjoy

Speaker: 00:45:00

crypto and gold and all, all these kind of stuff, but I think what a lot of

Speaker: 00:45:06

people have is they have a, probably a small amount of money or a small job.

Speaker: 00:45:11

And they really have a desire to protect that.

Speaker: 00:45:15

and I don't know that they really understand risk, which means

Speaker: 00:45:19

evaluating and, doing things like that.

Speaker: 00:45:21

So, I know I just threw a number of things at you, but what I'd

Speaker: 00:45:24

love for us to do is start talking.

Speaker: 00:45:27

To average, Joe, what does average Joe need to be looking at right now?

Speaker: 00:45:31

Where does he need to be getting information?

Speaker: 00:45:34

What does he need to ignore and what does he need to pay attention to right now?

Speaker: 00:45:38

Because there's a bunch of junk out there, so what would you, and you know what?

Speaker: 00:45:42

They're not gonna study it like you, so I think we need to admit that.

Speaker: 00:45:46

And so talk to someone who's still hanging out with us here.

Speaker: 00:45:50

what do they need to do to kinda get, where can they, how can

Speaker: 00:45:52

they cut through all this crap?

Speaker: 00:45:55

Yeah, so what the, the advice that I would give to folks too is, like you said,

Speaker: 00:45:59

determining risk is very hard right now.

Speaker: 00:46:01

'cause there's such a deception going on.

Speaker: 00:46:03

Let's use the stock market for example.

Speaker: 00:46:06

There's a, there's a, the terminology or concept called the buffet indicator.

Speaker: 00:46:11

And the buffet indicator looks at the size of the stock market

Speaker: 00:46:14

in relation to the US economy.

Speaker: 00:46:17

Now, currently the stock market is basically twice

Speaker: 00:46:21

the size as the US economy.

Speaker: 00:46:22

So what does that mean?

Speaker: 00:46:25

That means in layman's terms, if you're buying a house and the house is worth

Speaker: 00:46:29

$250,000 and you, you're gonna buy the house from me, but I said, you know what?

Speaker: 00:46:35

The house is actually worth $500,000.

Speaker: 00:46:38

You should buy the house from me for $500,000.

Speaker: 00:46:41

okay, well, one, no one would take that trade ever.

Speaker: 00:46:44

You wouldn't buy a $250,000 house for $500,000, but yet that's exactly

Speaker: 00:46:52

what people are doing right now.

Speaker: 00:46:53

If you are using the buffet indicator of the stock market.

Speaker: 00:46:57

Hence why Buffet has gone from chasing yields to just protecting.

Speaker: 00:47:04

And if you look at his cash positions, he's sitting in the, at Berkshire

Speaker: 00:47:08

Hathaway, and he is selling off different divisions too, by the way, which he knows.

Speaker: 00:47:12

this is the top, you know, of a massive bubble.

Speaker: 00:47:16

so he's selling off a lot of divisions of Berkshire Hathaway, a lot of the

Speaker: 00:47:20

different companies, and he is just positioning cash and holding onto cash.

Speaker: 00:47:24

So for the average person, you know, just the stock, the stock market is overvalued.

Speaker: 00:47:29

It's probably, there's a lot of different markets that are overvalued.

Speaker: 00:47:33

so finding value in this world right now is very hard and with a lot of disruptions

Speaker: 00:47:38

that are coming, this is protection mode.

Speaker: 00:47:41

So I would say spend less than you consume number one.

Speaker: 00:47:43

That's the number one.

Speaker: 00:47:46

Number two.

Speaker: 00:47:47

Buy yourself first.

Speaker: 00:47:48

Put away 10, 15, 20, 30% of your capital as much as you

Speaker: 00:47:53

can and just accumulate cash.

Speaker: 00:47:56

Crypto will also get hit with disruption.

Speaker: 00:47:59

I still think crypto is gonna do very, very well, but don't be

Speaker: 00:48:02

surprised if the crypto market gets cut in half at some point in time.

Speaker: 00:48:06

this is not a negative against crypto.

Speaker: 00:48:08

It's very liquid, very easy to sell off when you need money, Right.

Speaker: 00:48:13

and then gold and silver.

Speaker: 00:48:15

that's been money for centuries.

Speaker: 00:48:16

being from South Africa, the home of the Kruger you're not gonna

Speaker: 00:48:19

have to convince me about gold.

Speaker: 00:48:21

I love gold and silver.

Speaker: 00:48:22

I think that's gonna be money for centuries and has been for centuries.

Speaker: 00:48:26

But the big thing right now, the average person can do is spend

Speaker: 00:48:30

less than you consume, accumulate as much cash as possible.

Speaker: 00:48:33

Sit tight because you know, think about.

Speaker: 00:48:37

Trying to get six to 12 months of your household expenses just saved.

Speaker: 00:48:41

And if you're a business owner, same thing.

Speaker: 00:48:44

You know, save as much cash as you can.

Speaker: 00:48:46

Build a system.

Speaker: 00:48:48

You know that we talk about the infinite banking system where you

Speaker: 00:48:52

become the banker for your business.

Speaker: 00:48:54

So you could set up life insurance contracts to do that.

Speaker: 00:48:57

And you never have to go into a bank begging ever again.

Speaker: 00:49:00

You have your own banking system.

Speaker: 00:49:02

so that's what I would recommend for the average person.

Speaker: 00:49:04

The average business owner is now's the time for efficiency and just

Speaker: 00:49:09

accumulating and putting away cash.

Speaker: 00:49:12

If you think about, what Doge is doing in the US economy, think about

Speaker: 00:49:16

doing a Doge in your own household.

Speaker: 00:49:19

You know, your personal economy and your business economy.

Speaker: 00:49:21

Try to be as efficient as possible.

Speaker: 00:49:24

Cut back on areas that are maybe a little bit of an overkill.

Speaker: 00:49:29

and just accumulate cash.

Speaker: 00:49:31

'cause that's gonna come in handy for you.

Speaker: 00:49:34

So if you have a few kids, maybe consider.

Speaker: 00:49:37

Farming them out and doing something like that.

Speaker: 00:49:40

Put.

Speaker: 00:49:40

is that what you're saying?

Speaker: 00:49:41

Did I hear

Speaker: 00:49:44

It'd be nice if they could start, you know, earning their keep and All right.

Speaker: 00:49:48

That would be a good thing.

Speaker: 00:49:49

no, I, I, I actually think I. The people that are keeping their head clear are

Speaker: 00:49:55

going to be positioning themselves, the people that are reading books, like we'll

Speaker: 00:50:01

talk about here in just a second before we finish up, get wealthy for sure.

Speaker: 00:50:04

Maybe listening in here, listening over at Cashflow Ninja that are, that are

Speaker: 00:50:08

pursuing things, not living in that.

Speaker: 00:50:10

I mean, listen, you could spend every bit of your time.

Speaker: 00:50:16

Listening to all the gory details about what, what's happening

Speaker: 00:50:19

in Washington DC right now.

Speaker: 00:50:22

As for me, I've got some other stuff that I need to do and I

Speaker: 00:50:27

don't need my head clear, you know?

Speaker: 00:50:29

I know what's going on.

Speaker: 00:50:30

I don't need to listen to people talk about it and all.

Speaker: 00:50:34

So that brings up a quick question before we talk about the book

Speaker: 00:50:38

and kinda start wrapping here.

Speaker: 00:50:40

Where do you get some of your information?

Speaker: 00:50:46

And where do you recommend average Joe?

Speaker: 00:50:49

Stay away from and gather information because he can't talk to you all the time.

Speaker: 00:50:55

They could listen to our podcast, which I think is a great thing.

Speaker: 00:50:58

But, where do you get your info?

Speaker: 00:51:00

You know, there's some, uh, it's very, very hard.

Speaker: 00:51:03

Number one, there's, there's some new sources that you can follow.

Speaker: 00:51:06

zero Hedge is one of them that I follow.

Speaker: 00:51:08

Just like, look at a daily, just, it just gives you the big

Speaker: 00:51:11

headlines for the day kind of thing.

Speaker: 00:51:13

I also, organized my Twitter.

Speaker: 00:51:16

X as it goes by now, just to get the news headlines quickly.

Speaker: 00:51:20

And I scroll through and I could do that all in five minutes a day.

Speaker: 00:51:23

But really where I've found a lot of value is paid newsletters.

Speaker: 00:51:26

that's the one thing that, you know, everybody likes the free information, but

Speaker: 00:51:30

you're the product with free information.

Speaker: 00:51:32

Just remember that.

Speaker: 00:51:33

So a lot of new newsletters, I subscribe to, just to kind of get to the bottom

Speaker: 00:51:38

of what's actually going on, getting some deep, thought provoking analysis

Speaker: 00:51:43

of global events, the global economy, the US economy, where things are headed.

Speaker: 00:51:48

But yeah, I'm the same as you.

Speaker: 00:51:50

I spend about five minutes looking at the headlines because I also look

Speaker: 00:51:53

at the news headlines like this, this is what they want everybody

Speaker: 00:51:57

else to believe is happening.

Speaker: 00:51:59

it is good to understand what the average person, the average person's per

Speaker: 00:52:04

perceptive of what is actually happening.

Speaker: 00:52:07

'cause that's what they want you to believe.

Speaker: 00:52:08

What's in the news headlines.

Speaker: 00:52:09

So it's kind of good to get those too, just to kind of know what's

Speaker: 00:52:12

the national conversation like or the international conversation.

Speaker: 00:52:16

Get wealthy for sure.

Speaker: 00:52:18

The number one financial strategy for business owners to multiply wealth.

Speaker: 00:52:21

Wealth predictably.

Speaker: 00:52:22

I did two turn downs in here.

Speaker: 00:52:24

One turn down you said specifically, this is a book about using whole

Speaker: 00:52:28

life insurance policy with mutual insurance company to store your

Speaker: 00:52:31

excess capital, become your own bank.

Speaker: 00:52:33

And then I kinda liked the, portion over here where you

Speaker: 00:52:35

talk about the family offices.

Speaker: 00:52:38

tell me why the book, what it's about, and where people can get it, and all

Speaker: 00:52:43

of that as we're wrapping up here.

Speaker: 00:52:45

Yeah, so most people talk, the, the world right now and news headlines

Speaker: 00:52:49

again, which is very crazy.

Speaker: 00:52:51

But it's all about get getting rich quick and I've been

Speaker: 00:52:54

looking for that for 25 years.

Speaker: 00:52:56

I haven't found it.

Speaker: 00:52:57

If you do find it, please reach out to me and let me know where I can find it too.

Speaker: 00:53:00

But I don't see anything as a get rich quick.

Speaker: 00:53:03

The only way to build true, sustainable, multi-generational wealth is through

Speaker: 00:53:08

discipline and following proven systems.

Speaker: 00:53:11

So in the book I talk about the get wealthy for sure financial strategy,

Speaker: 00:53:16

which is the number one I. financial strategy for business owners to multiply

Speaker: 00:53:20

their wealth predictably, that system has a track record of 170 years.

Speaker: 00:53:26

It's something that I've personally done for 15 years.

Speaker: 00:53:29

It takes discipline, resilience, and setting up a smarter system, working

Speaker: 00:53:35

smart and hard simultaneously for you.

Speaker: 00:53:38

in the book, I just share how you could set up your very own banking system

Speaker: 00:53:42

for yourself, your business, also your family, and then I get into the components

Speaker: 00:53:47

of what are some of the secrets of the Rockefellers, how do they use this, and

Speaker: 00:53:52

how do they maximize their family bank?

Speaker: 00:53:55

and you can too.

Speaker: 00:53:56

You don't have to be a Rockefeller to do what the Rockefellers do.

Speaker: 00:53:59

So I talk about how to create legacy assets for your family, how

Speaker: 00:54:03

to set up tax, legal and insurance structures, how to create a family

Speaker: 00:54:07

bank just like the Rockefellers.

Speaker: 00:54:10

how to manage assets like billionaires.

Speaker: 00:54:13

There's a spoiler alert.

Speaker: 00:54:15

They actually look at a hundred years or more when they invest.

Speaker: 00:54:18

they pick, you know, 10 or fewer areas of investment and they stick with it.

Speaker: 00:54:23

and then also how to do family masterminds, just like the

Speaker: 00:54:27

Rockefellers and the Rothchild families 'cause that's the glue that

Speaker: 00:54:30

keeps the family kind of together.

Speaker: 00:54:32

But in the book, you know, I talk about the strategy, which

Speaker: 00:54:35

I call the get wealthy for sure.

Speaker: 00:54:37

So I'd rather do the, get wealthy for sure than the get rich quick.

Speaker: 00:54:40

And if people want a copy of the book, they could go to get wealthy for sure.

Speaker: 00:54:44

Dot com.

Speaker: 00:54:45

Right now we're doing an offer where, when you request a Piper back

Speaker: 00:54:49

book, we'll ship the book for you.

Speaker: 00:54:51

The book's for free.

Speaker: 00:54:52

You just pay for the shipping and handling.

Speaker: 00:54:54

And at the Get Wealthy for sure.com link, there's also videos of where we do deep

Speaker: 00:54:59

dives and strategy showing you exactly how this actually works for those that are

Speaker: 00:55:03

interested in, you know, diving into it.

Speaker: 00:55:06

and there's also a link if you wanna set up a call with myself and my team

Speaker: 00:55:09

and explore options for yourself, you'll be able to book a call with us there.

Speaker: 00:55:13

It's at Get Wealthy for Sure.

Speaker: 00:55:14

Dot com.

Speaker: 00:55:15

I'm sure you're going deep into a lot of this stuff over at Cashflow Ninja.

Speaker: 00:55:19

Tell us briefly about that.

Speaker: 00:55:21

Yeah, so Cashflow Ninja is, my podcast and we have, over a

Speaker: 00:55:25

thousand shows@cashflownja.com.

Speaker: 00:55:28

And we've covered over 120 different, cashflow investment niches.

Speaker: 00:55:33

You know, everything from multifamily mobile home parks to

Speaker: 00:55:36

fine Scottish whiskey, how to buy an island, you know, it's everything.

Speaker: 00:55:42

And we have gone everywhere, literally everywhere.

Speaker: 00:55:44

It's funny.

Speaker: 00:55:45

You know, I always put out an email to, if you know about something

Speaker: 00:55:49

that I haven't covered, let me know.

Speaker: 00:55:52

and we still get a couple of those, but, you know, all those information

Speaker: 00:55:55

is available at cash loan engine call.

Speaker: 00:55:57

How, how to make money while traveling around the country in an rv.

Speaker: 00:56:00

How about that one?

Speaker: 00:56:01

Let's, There you go.

Speaker: 00:56:02

That'll be a good one.

Speaker: 00:56:03

Hey, final question.

Speaker: 00:56:04

I'd love for you to do this for us.

Speaker: 00:56:06

We've talked about a lot of big stuff, a lot of big topics.

Speaker: 00:56:09

I think it's been light for some people, but maybe could have been burdensome.

Speaker: 00:56:13

Just kind of as a last comment here, mc, just encourage somebody that

Speaker: 00:56:18

might just be kind of overwhelmed.

Speaker: 00:56:20

We know they need to pick up the book and maybe go listen to other things, but

Speaker: 00:56:23

just give somebody some encouragement.

Speaker: 00:56:25

If they're looking out there going, man, I don't know how I'm gonna

Speaker: 00:56:29

get my act together financially.

Speaker: 00:56:30

There's just too much going on.

Speaker: 00:56:34

Give them a good word to make 'em feel good.

Speaker: 00:56:36

Yeah.

Speaker: 00:56:36

A lot of the media and information you receive about finance

Speaker: 00:56:41

and money, it's all terrible.

Speaker: 00:56:43

It's not designed for you and it's designed to confuse you, to get you a

Speaker: 00:56:49

kind of slightly, feeling depressed.

Speaker: 00:56:52

'cause you're like, I don't even understand what they're saying.

Speaker: 00:56:54

They don't want you to understand what they're saying.

Speaker: 00:56:57

What they want you to do is just come to them and give them your money.

Speaker: 00:57:02

So I'm, if you're listening to this and you go, I don't know how

Speaker: 00:57:06

to do this, it seems complicated.

Speaker: 00:57:08

I will tell you that, a farm boy from South Africa can figure this out.

Speaker: 00:57:12

And I know I spent a lot of time with it, but it doesn't have to be complicated.

Speaker: 00:57:16

It's actually very, very simple if you think about it.

Speaker: 00:57:19

And when you actually try to get advice, try to get advice from people that

Speaker: 00:57:24

will explain it to you in the most.

Speaker: 00:57:27

Simplest manner, easily understandable.

Speaker: 00:57:29

You know, I try to explain things so that my kids can understand it, right?

Speaker: 00:57:33

And they're eight and six.

Speaker: 00:57:35

So, it doesn't have to be complicated.

Speaker: 00:57:37

You just start where you're at, spend less than what you make.

Speaker: 00:57:41

Number one, consume a little bit less.

Speaker: 00:57:43

Start building that nest egg.

Speaker: 00:57:45

Start putting money away and before you know it, you will have enough

Speaker: 00:57:48

capital to start, you know, maybe create your own banking system.

Speaker: 00:57:52

every day the move in the right direction, doing little

Speaker: 00:57:56

things will compound over time.

Speaker: 00:57:59

it does with your health.

Speaker: 00:58:00

It does with money, it does with good habits.

Speaker: 00:58:03

It'll compound over time.

Speaker: 00:58:04

And, within 12 to 18 months, you'll have no idea how you even got to where you are.

Speaker: 00:58:08

But you would be in a completely different situation.

Speaker: 00:58:10

I. That's good.

Speaker: 00:58:11

and I wanna remind people, not just a farm boy from South Africa, but MCs a

Speaker: 00:58:16

rugby player, which probably means he's taken some hits to the head over the

Speaker: 00:58:20

course of his I've seen some rugby man.

Speaker: 00:58:23

100%

Speaker: 00:58:23

correct.

Speaker: 00:58:24

No pads.

Speaker: 00:58:25

These folks get beat to a pulp mc Lobster.

Speaker: 00:58:28

Thank you so much.

Speaker: 00:58:29

The book is Get Wealthy for Sure.

Speaker: 00:58:32

Here's a copy for those people who might be watching it on YouTube.

Speaker: 00:58:35

We'll include some links down below.

Speaker: 00:58:36

Also links over to, Cashflow Ninja, thank you for joining us.

Speaker: 00:58:41

C I've loved this conversation.

Speaker: 00:58:42

We've, had some great conversations about all that's going on in the world.

Speaker: 00:58:45

I think it's been helpful to people just to hear two guys riff on that.

Speaker: 00:58:49

We are seek go create here.

Speaker: 00:58:50

We've got new episodes every Monday.

Speaker: 00:58:52

Make sure you're tuned in and commenting over on YouTube,

Speaker: 00:58:55

on all the podcast platforms.

Speaker: 00:58:57

We love having conversations like this just to share what's going on.

Speaker: 00:59:02

And as, uh, MC said earlier, he's a truth seeker.

Speaker: 00:59:07

We are seek go create.

Speaker: 00:59:10

That fits right into that.

Speaker: 00:59:11

We'll see you next week.